Unless you know how to deal with your money problems you can never co-exist in happiness with your spouse.
Is money all that important in marriage?
Yes! It is!
What happens if your money problems are left unattended by you?
‘There’s a way of transferring funds that is even faster than electronic banking. It’s called marriage’ –Oscar Wilde
The awesome tentacles of the all- powerful -money has a deciding effect in your relationship. It plays an indirect role in shaping your marriage. But money can directly affect your married life when you overlook the intriguing game it plays.
Do you argue bitterly with your spouse about how to handle your money problems?
You do! In fact most couples fight over money.
Why has money become such an awesome power in modern marriages?
Money has always been a topic of argument even among the yester generation couples. But it did not have the devastating effect as it does in today’s modern marriages.
Yester generation couples did not have to face the tension and stress you undergo today. They did not have to prove themselves worthy of attention as you do. What was luxury for the yester year couples have become a compulsive need for you.
You want to keep in pace with others in maintaining a good standard of life. You want more and more of materialistic affluence to make others notice you. You mistakenly feel that your marriage is a failure when your cravings for good things in life is not fulfilled.
It is amazing to see both earning so much money at such a young age. Your affluence must make you feel accomplished and fulfilled, mustn’t it? But sadly lots of money transfers your married life into a galore of problems.
You want heaps and heaps of money. But when you achieve richness both fight like cats and dogs about the amount each should contribute towards the financial commitments of your family.
Sad, isn’t it?
If you put your heads together and thrash out all your differences regarding the financial aspects of your marriage, you can enjoy the money you earn.
Top 5 ways to deal with money problems in your marriage!
1. Know how to put money in its proper place
You must treat money as a means to enjoy a good standard of living. Never think it as the chief ingredient for happiness in your marriage. Money can never give you marital happiness. If money was the criteria of a good marriage, only rich people would be eligible for it.
Money gives you awesome buying capacity, but it cannot buy you happiness. Happiness in marriage can be had only if you co-exist in love with your spouse.
- Money cannot be a substitute for love.
- It can never be a replacement for tolerance.
- It is not an alternate for care.
It is just a tool to make you wealthy and affluent.
An awesome tool at that!
2. Divide your financial commitments
Family financial commitments should never be one sided. It is the responsibility of both. Your spouse might earn more than you, but it does not mean he\she should shoulder all the burden of repayments and installments.
You should share and divide your financial commitments. This simple financial sharing does away with the bitterness you feel of being taken for a ride by your spouse. You should also budget your income so that you do not become financially drained. Planning your income shoves away the war of accusing games between you when there is paucity of monetary funds.
3. Save for the future
If you spend your money willfully you are putting the financial future of your family in jeopardy. When there is no money, there is no love. This is the tough fact of your relationship. You must realize that you cannot live your married life on love alone. It needs virtual money to survive in this harsh world.
You should save money for your future. When you start saving from the initial stages of your married life money multiplies and becomes the best financial back up you can hope for.
Never become a dependent parent because of your negligent handling of money.
Your self-esteem will be battered and shattered when you are dependent on your children for your day to day survival.
4. Transparency in money dealings
Do not keep your spouse in the dark about the money you earn and save.
Do you know that majority of couples hide their income from their spouse?
Recent researches prove that many couples do not confide about the money they earn to their spouse.
You are not strangers to hide your money matters from your spouse. There should be transparency in the way both handle your money.
You enjoy incredible emotional peace in your relationship when your spouse confides about what he\she does with the money he\she earns. Your marriage becomes very comfortable when there is transparency with your money dealings.
5. Have some personal money
You are basically an individual with your own inner cravings and yearnings. When you want to buy something which you crave for, you cannot run to your spouse and ask for money.
When you earn and when you contribute for the family you have the right to have some money of your own. Your spouse has no right over your personal money and you do not have rights over his\her personal money.
When you do not have personal money you lose your mental peace. You might want to help your parents. You might want to buy the dress you liked while window shopping. Very individual wishes, isn’t it?
This is when your personal money comes handy. You feel happy when you have money to spend on your unique wishes. So, this aspect should be given the most important and top most priority in your mutual financial discussions.
You should realize that you earn for the betterment of your family. You are not competing with your spouse to prove that you are more successful than him\her. When you discuss amicably about money your family life becomes a fortress of financial security and emotional well-being.
Maintain a good standard of living. Money does this for you. But money cannot love and care. When you give money first priority your married life is full of good materialistic things. But it lacks the essence of throbbing care and contentment. Earn money for your financial security. Love your spouse for your emotional security.